My mgr just told me today that I am not being transferred. I am so relieved and less anxious now that I don’t have to break in a new boss. The other boss would have been a micro mgr and that could cause me to quit. My boss wants me to stay another 3-5 years and he also wants me to work on something new so that I stay interested. Arg, no thanks! I suspect he knows I want to retire at 55 but I am not saying so.
What do people do all week when they are retired, especially when retiring early? I retired early and struggled with being preoccupied after 3 months. It turned into boredom and slippery slope of troublesome lifestyle. I finally returned to my career part time after bucket list. I consider myself semi-retired and enjoy working more once I had balanced time off. The pros are contributing Monday through Thursday, time off, salary to pay taxes, benefits, lower stress as compared to being self-employed/ business owner, and don’t driver my partner crazy. It has taken me years to unlearn setting goals and feeling inadequate if not chasing the carrot even when I don’t need to. It surprised me. My partner enjoys working and is seeing how far she can go. It’s is probably reassuring that she doesn’t have to work, and allows her to take more risk. I have improved, but have not arrived. I guess this is a good problem to have, but I just wanted you to know retirement is not always paradise, and semi-retirement may help make the transition.

financial freedom reddit


The key to acheiving FI is just living below your means. When I was a 9-5’er, I would spend $10 on coffee and $20 on lunch and $30 on dinner. I was miserable. Living on the cheap now has made me much happier and has given me more time to do what I love (surf, in my case). Everyone has a choice and if you choose to live below your means and save you will save. That’s a fact!
I wasn’t thinking so much of plagiarism as I was about the simple act of someone sharing and passing it along to someone else. With e-Books, for instance, although I know there are several formats for them, I assume they are mostly PDFs to download. I don’t think it’s possible to password protect a PDF for opening (I think you can do it for printing or editing), nor to have some kind of time limit on being able to open it. As for courses, how do you ensure that the link or file doesn’t get passed around and accessed for free by people who didn’t pay?
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This is a level of FI that I’ve been trying to achieve since I was 30 years old. I decided back then that an individual income of ~$200,000 – $250,000 and a household income of ~$300,000 was the ideal income for maximum happiness. With such income, you can live a comfortable life raising a family of up to four anywhere in the world. Given I’ve spent my post college life living in Manhattan and San Francisco, it was only natural to arrive at much higher income levels than the US household median. Remember, half the country live in more expensive coastal cities.
In fact, the FIRE community seems to focus less on the “retire early” aspect of the movement and more on the financial independence component, “which is a powerful aspirational goal that is readily achievable if people are willing to make some small, but important, optimizations in their lives,” said Jonathan Mendonsa, co-host of the ChooseFI podcast. 
JVZoo lets you both host and create landing pages on their own website, so it’s far better suited for professional marketers who want to flood the internet with offers, many of them for courses to make money. You don’t need your own website to participate in JVZoo, but you will need to know how to drive traffic to a landing or squeeze page in order to profit from being a JVZoo affiliate.

How can I be a millionaire


At the beginning of this year, as I was setting investment goals I came up with $2.4M as the amount of liquid cash needed for me to say “I quit!” That would put me in the Baseline FI category. It would take a truly horrible job for me to quit and settle for budget FI. I don’t think I could handle being FI on a tight budget for too long because I would get bored due to not having enough money to pay for experiences/travel which currently bring me a lot of joy.
Although precise data are not available, the total household wealth in the world, excluding human capital, has been estimated at $125 trillion (US$125×1012) in year 2000.[37] Including human capital, the United Nations estimated it in 2008 to be $118 trillion in the United States alone.[6][7] According to the Kuznet's Hypothesis, inequality of wealth and income increases during the early phases of economic development, stabilizes and then becomes more equitable.
Hi. I am a UK resident. I have been trying to find out advice about whether you should register a company for payments through affiliate marketing and if so is it better to set up a as a sole trader or limited company (or equivalent in US). Please could you advise as I can't seem to find out anything about this but when you complete affiliate network profiles they ask for tax details and company names etc. Many thanks
Statistically, if you want to guess who is going to be wealthy and financially independent, you'd be more likely finding a self-sufficient student in wood shop class who paid for his own car, gets decent (but not spectacular) grades, has a job and enjoys what he does than selecting someone from the honor roll. It's counterintuitive, but it's often true.
This is probably the most exclusive level of financial freedom. Hopefully, your financial freedom plan will allow you to outlive your money. Having more money than you expected to spend is great. Building enough wealth so that you could not possibly spend all of it is another. This group will likely be filled with people who either won the lottery, inherited a fortune or are founders of companies – think Bill Gates or Warren Buffet. Even if they went on a spending spree buying planes, yachts and automobiles; they would still have a hard time spending all of it. I should note that both Gates and Buffet have pledged to give away a vast majority of their wealth when they pass. I would be unfair to count that as “spending all their money.”
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